Are you in need of instant cash?
Pesoredee is ready to help you!
In this post, we will share with you the features, pros, and cons of Pesoredee!
Are you ready?
Let’s go!
What is Pesoredee?
Pesoredee is an online lending company that is SEC-registered. This means it’s legit and supervised by the government.
You can apply for a Pesoredee loan in two ways: via the website or app.
Pesoredee Features, Pros, and Cons
Pesoredee’s loan application is easy. To apply, only one valid ID is required.
You can borrow up to PHP20,000 in your repeat loans if you’re a good payer. However, you will be granted a lower amount if you’re just a first-timer. Typically, PHP1,000 to PHP5,000.
Also, first-time borrowers will be given a shorter loan term- about a week.
But don’t worry; as you prove yourself a good payer, Pesoredee will increase its loan offer. And even the loan term will become more flexible as well.
Regarding the interest rate, Pesoredee charges 11.9% per month.
But if you’re a new borrower, you’ll be entitled to a 0% interest rate if you pay your loan on time.
Before moving on, I just want to let you know that I can help you apply for a personal loan.
How much is the maximum loan amount?
PHP2,000,000!
If you’re a regular employee, working for at least six months, not under an agency, and with a monthly gross salary of PHP20,000, you’re qualified!
Email me at junaque@readycredit.ph so I can facilitate your application.
Now, let’s tackle the cons of Pesoredee.
Some people would prefer applying for a loan via the Pesoredee app, which may compromise personal information. Not to mention the possible indiscriminate calls and texts you might receive if you fail to pay your loan on time.
If you don’t want risks and stress, you better apply for a loan on Pesoredee’s official website.
There are also many extra charges that Pesoredee collects from borrowers, including late payment and prolongation fees.
Are you looking for an alternative?
I recommend Finbro!
Finbro’s application process is easy; you only need to upload one valid ID.
With Finbro, you don’t need to download any app.
Also, new borrowers are entitled to 30 days loan term. And you’ll instantly receive the loan proceeds via GCash.
Unlike Pesoredee, there are no extra charges in Finbro. It means you will receive the entire loan amount.
Finbro’s interest rate is low, but if you can upload a certificate of employment with a salary breakdown, it will be further reduced.
Kindly check this link to apply for a Finbro cash loan.
Conclusion:
That’s Pesoredee! Make sure to weigh its pros and cons before you apply for a loan.
But frankly speaking, I don’t promote any loan- whether online or personal.
You know why?
Because loans cannot solve your financial dilemma long-term. But if you don’t have any options left, I can’t blame you!