Frequently Asked Questions (FAQs)

FastCasheLoans will compare different quick personal cash loans, and give you the best options that suit your profile.

No. FastCasheLoans is completely free of charge. You won't pay a single dime to use our website.

One (1) valid government-issued ID in the Philippines. You must be at least 18 years old and older, with an income source. Proof of income such as a payslip or an employment certificate are optional documents that can significantly increase the approval rate.

Yes! FastCasheLoans looks for quick cash loans, especially for people with bad credit history. Along the way, FastCasheLoans will also give actionable tips to borrowers on how to improve their credit scores.

Yes. FastCasheLoans uses SSL. Your connection to our website is encrypted. For better understanding on how we keep your personal data, please read our Privacy Policy.

In some cases, yes. There are quick cash loan companies that offer installments. In other words, the payment term varies for each lending company. We recommend that you examine the actual term of payment during your application.

It varies for each lending company. Please bear in mind that quick cash loans charge significantly higher interest rates compared to bank personal loans and coop loans. Before you finalize your application, make sure it is what you need. With quick cash loan apps, you only need one (1) valid ID, and income proof such as a payslip is just an optional requirement.

Most of the time, you'd select from different options, like e-wallets. Most private lenders will allow you to cash out the loan proceeds through GCash. You can also choose to receive the money with your bank account. Additionally, you can withdraw the money via remittance centers like Cebuana, etc.

Most loans can be repaid using different methods. The most convenient one is paying your loan via Dragonpay. If there is a 7-11 store nearby, you can easily pay your loan using their payment kiosk, and choose Dragonpay. You can also repay the loan via cash remittance centers such as Cebuna, LBC, RD Pawnshop, Palawan Express, and many more -- which includes e-Wallets like GCash and online banking. 

Some private lenders offer loan extensions, however, it comes with an extension fee. We advise that before you take a loan, make sure to check your finances first. Do you have some funds coming so you can pay your loan on the due date? Although payment extension is good, but it is always better to settle a loan on time to avoid extra fees and other charges.

Check out some of the top cash loans with high approval rates!

Digido Philippines

Digido Philippines


11.9%/mo; Up to 10K for first-time borrower;
Loan up to
P25,000
1 Valid ID only, 5 Mins Application, Fast Approval

Get Your Money Now
Read Review
MoneyCat Philippines

MoneyCat Philippines


11.5%/mo; 0% for first-time borrower;
Loan up to
P20,000
1 Valid ID only, 5 Mins Application, Fast Approval

Get Your Money Now
Read Review
Online Loans Pilipinas

Online Loans Pilipinas


P7,000 at 0% for first-time borrower;
Loan up to
P20,000
1 Valid ID only, 5 Mins Application, Disburse to GCash

Get Your Money Now
Read Review

When you are in an emergency, we understand that you need some quick cash badly. That’s why we have selected all the possible legit cash loan apps that won’t ask you more than your valid identification card.

UnaCash Quick Cash Loan App

UnaCash Cash Loan App


16%/mo; Receive amount in full – no hidden charges;
Loan up to
P50,000
1 Valid ID only, 5 Mins Application, Fast Approval

Get Your Money Now
Read Review
Cashalo Cash Loans Philippines

Cashalo Cash Loans


Get your cash tru GCash, Paymaya or Bank; Low Interest;
Loan up to
7,000
1 Valid ID only, 5 Mins Application, Fast Approval

Get Your Money Now
Read Review
Kviku Lending Co, Inc

Kviku Lending Co, Inc


Payable up to 180 days; Fast Disbursement;
Loan up to
P25,000
1 Valid ID only, 5 Mins Application, Disburse to GCash

Get Your Money Now
Read Review

Want more? Oh, here’s more. We want you to have as many options as possible. Remember, online cash loans in the Philippines are all powered by Fintech. Sometimes, the algo won’t favor your application — the more choices, the higher chance of getting a loan in time. Watch our YouTube video for more loan apps in the Philippines that approve fast.

Suppose you are working hard to improve your credit score. In that case, there are more loan apps, like digital banks and other private lending companies, which provide a 100% online loan application for people who want to obtain some emergency cash or credit line. You can borrow up to 1,000,000 Pesos by doing it on your phone! The Digital Era has changed the way we borrow!