Frequently Asked Questions (FAQs)
FastCasheLoans will compare different quick personal cash loans, and give you the best options that suit your profile.
No. FastCasheLoans is completely free of charge. You won't pay a single dime to use our website.
One (1) valid government-issued ID in the Philippines. You must be at least 18 years old and older, with an income source. Proof of income such as a payslip or an employment certificate are optional documents that can significantly increase the approval rate.
Yes! FastCasheLoans looks for quick cash loans, especially for people with bad credit history. Along the way, FastCasheLoans will also give actionable tips to borrowers on how to improve their credit scores.
In some cases, yes. There are quick cash loan companies that offer installments. In other words, the payment term varies for each lending company. We recommend that you examine the actual term of payment during your application.
It varies for each lending company. Please bear in mind that quick cash loans charge significantly higher interest rates compared to bank personal loans and coop loans. Before you finalize your application, make sure it is what you need. With quick cash loan apps, you only need one (1) valid ID, and income proof such as a payslip is just an optional requirement.
Most of the time, you'd select from different options, like e-wallets. Most private lenders will allow you to cash out the loan proceeds through GCash. You can also choose to receive the money with your bank account. Additionally, you can withdraw the money via remittance centers like Cebuana, etc.
Most loans can be repaid using different methods. The most convenient one is paying your loan via Dragonpay. If there is a 7-11 store nearby, you can easily pay your loan using their payment kiosk, and choose Dragonpay. You can also repay the loan via cash remittance centers such as Cebuna, LBC, RD Pawnshop, Palawan Express, and many more -- which includes e-Wallets like GCash and online banking.
Some private lenders offer loan extensions, however, it comes with an extension fee. We advise that before you take a loan, make sure to check your finances first. Do you have some funds coming so you can pay your loan on the due date? Although payment extension is good, but it is always better to settle a loan on time to avoid extra fees and other charges.