Money-Saving Hacks for Filipinos: Budgeting, Investing, and More!
Budgeting Like a Boss: Pinoy Edition First, embrace the 50/30/20 rule. Allocate 50% of your income to needs (rent, food, utilities), 30% to wants (entertainment, dining out), and 20% to savings and debt repayment. Track your expenses meticulously using a spreadsheet, budgeting app (like Spendee or Money Manager), or even a simple notebook. Knowing where…